Due to technological developments in the Iraqi banking sector, which is the use of electronic payment systems within the banking infrastructure. This has led to speed and accuracy in the completion of transactions, reduced costs, increased revenues and efficiency. This research examines the challenges and risks facing the Iraqi banking sector as a result of its use of electronic payment systems. And show its impact on the profitability of commercial banks. The research was based on the main hypothesis that there is a statistically significant moral impact relationship between electronic payment systems and the profitability of banks. Iraqi commercial banks were chosen as a research community, All Iraqi commercial banks that participate in each of the immediate Real Time Gross settlement system (RTGS), the Automated clearing House system (ACH) and the retail payment system infrastructure (RPSI) have been listed. Based on data obtained from the Central Bank of Iraq and some banks, the research sample was identified, which includes AL-Rafidain Bank, National Bank of Iraq, Ashur International Bank and The International Development Bank. From the statistical analysis of the research variables, the results of the analysis and measurement showed a statistically significant moral effect relationship between electronic payment systems and the profitability of commercial banks sample research. The more commercial banks use electronic payment systems to complete their transactions, the profitability of these banks has increased. The research recommended the need to increase investment by banks on the infrastructure of electronic payment systems, as they should be reliable, cost-effective and accessible from the majority of the community, which positively affects profitability.
In this paper, we introduce the concept of almost Quasi-Frobcnius fuzzy ring as a " " of Quasi-Frobenius ring. We give some properties about this concept with qoutient fuzzy ring. Also, we study the fuzzy external direct sum of fuzzy rings.
In this paper, we study the effect of group homomorphism on the chain of level subgroups of fuzzy groups. We prove a necessary and sufficient conditions under which the chains of level subgroups of homomorphic images of an a arbitrary fuzzy group can be obtained from that of the fuzzy groups . Also, we find the chains of level subgroups of homomorphic images and pre-images of arbitrary fuzzy groups
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Czerwi’nski et al. introduced Lucky labeling in 2009 and Akbari et al and A.Nellai Murugan et al studied it further. Czerwi’nski defined Lucky Number of graph as follows: A labeling of vertices of a graph G is called a Lucky labeling if for every pair of adjacent vertices u and v in G where . A graph G may admit any number of lucky labelings. The least integer k for which a graph G has a lucky labeling from the set 1, 2, k is the lucky number of G denoted by η(G). This paper aims to determine the lucky number of Complete graph Kn, Complete bipartite graph Km,n and Complete tripartite graph Kl,m,n. It has also been studied how the lucky number changes whi
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In this paper we give many connections between essentially quasi-Dedekind (quasi-
Dedekind) modules and other modules such that Baer modules, retractable modules,
essentially retractable modules, compressible modules and essentially compressible
modules where an R-module M is called essentially quasi-Dedekind (resp. quasi-
Dedekind) if, Hom(M N ,M ) 0 for all N ≤e M (resp. N ≤ M). Equivalently, a
module M is essentially quasi-Dedekind (resp. quasi-Dedekind) if, for each
f End (M) R , Kerf ≤ e M implies f = 0 (resp. f 0 implies ker f 0 ).
This study deals with thirty non-insulin dependent diabetes mellitus patients suffering from diabetic nephropathy in addition to twenty five healthy control.Some biochemical parameters were determined in the serum of all subjects enrolled in the study.These parameters are serum glucose,serum urea,serum creatinine,total serum protein and serum albumin.The aim of the present study was to estimate these parameters in diabetic nephropathy patients. The results of the present study revealed a significant increase in glucose,urea and creatinine in patients as compared to controls . Also a significant decrease was found in total serum protein, serum albumin and albumin to globulin ratio (A/G) in patients com
... Show MoreThe main goal of this paper is to make link between the subjects of projective
geometry, vector space and linear codes. The properties of codes and some examples
are shown. Furthermore, we will give some information about the geometrical
structure of the arcs. All these arcs are give rise to an error-correcting code that
corrects the maximum possible number of errors for its length.
During the period October 2003 till July 2004, about (253) urine samples have been collected from urinary tract infection. The study has shown that the bacterium Proteus mirabilis is the responsible for (11.85%) of the urinary tracts infections. Also, the study has declared that the ratio of separation this bacterium from women was (7.51%) and it is higher than the ratio of separation in both men and children which ranged (1. 58%) and (2.76%) respectively . About (30) samples of stool have been collected from children and the ratio of isolation this bacterium has been showen to be( 30%) from children aged bellow 3 years,as well as, we have got bacterial cultures related to P.mirabilis isolated from the infections of middle-ear and b
... Show MoreRing theory is one of the influential branches of abstract algebra. In this field, many algebraic problems have been considered by mathematical researchers who are working in this field. However, some new concepts have been created and developed to present some algebraic structures with their properties. Rings with derivations have been studied fifty years ago, especially the relationships between the derivations and the structure of a ring. By using the notatin of derivation, many results have been obtained in the literature with different types of derivations. In this paper, the concept of the derivation theory of a ring has been considered. This study presented the definition of
Ring theory is one of the influ
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