This research aims at recognizing the concept of Innovation in offering the banking services as well as the concept and dimensions of competitive advantage . And to identify and analyze the relationship ( correlation and impact ) between the concept of Innovation in  offering the banking services and the dimensions of the competitive advantage under discussion . The research includes all Iraqi private banks in Baghdad city only of the (20) banks . The researcher adopted , in this study , a random sample of the distribution of the questionnaire to members of the research sample are managers , customers and employees in these banks , and were distributed ( 115 ) form  questionnaire , ( 97 ) form w

The difference The doctrines of the four jurists were built in Achieving the purposes of Tesper in Islam

Abstract              
          Agricultural investment is one of the main requirements in most economies of the world for its importance in the development of the agricultural sector through the agricultural and technological infrastructure and agricultural research, as well as its impact on most economic, social and service activities, especially if managed and employed scientifically, which generates income and productive capacities and services and new commodities, Unemployed as agricultural investments in Iraq fell significantly after 2003 due to economic, political, social

By looking at the definition of buildings and their sections, the research noted that there is a clear confusion of specialists and researchers because of the leniency in the development of the term appropriate for how the fundamentalist or jurist adopts the Shariah rulings, which they know and divide as evidence and sometimes as rules, foundations, or assets; Hence we had to first study these terms and indicate what is meant by language and terminology; to determine the applicability and proportionality, and to determine the correct term and come up with clear and clear results.

Out of the studying Arabic lexicon, the search aims to discover the enunciating ,Homeed Thour Al.Hilali, that relates to the field of Delali Maeen .Moreover ,

The current research tries to study the reasons for lying since its
inception, as it is interesting to a child's moral growth, which can benefit from
the results of this research by institutions of socialization, parents and
teachers in the treatment and care of children.
The objective of this research is to highlight the reasons for lying to the
children from the viewpoint of teachers and the answer to the paragraphs of
research designed research instrument (questionnaire) was distributed to a
sample of teachers was clear from the analysis that the reasons lie that
received a high percentage of members of the sample are: -
- The fear of severe punishment
- Child rid himself of a specific problem
- To sat

At the present time, human lives in a changable world. Complexity of life effects human who became unable to achieve his goals. For him, goals are no longer able to provide him with calm and psychological safty. Anxiety about indefinite future and any changes which transend his ablity to cooperate with affeets his life in general aspeets.

     All these things bring him a very sever tention, then he becomes extremace in his cooperation with these situations. He tends to live a lone in order to be a way from sequenees of changes. Starting from this urgent point, future compnses the core in youth's life, then so many theories and studies affirm this point, and the necessity for mahing sc

المسألة الدينية عند ألبرت الكبير وتوما األكويني

Research was: 1- known as self-efficacy when students perceived the university. 2- know the significance of statistical differences in perceived self-efficacy according to gender and specialty. Formed the research sample of (300) students were chosen from the original research community by way of random (150) male specialization and scientific and humanitarian (150) females specialized scientific and humanitarian. The search tool to prepare the yard tool to measure perceived self-efficacy based on measurements and previous literature on the subject of perceived self-efficacy. The researcher using a number of means, statistical, including test Altaúa and analysis of variance of bilateral and results showed the enjoyment of the research s

All the Islamic Groups agreed that God Almighty is the speaker as nobody can deny the words of God as Quran texts are explicit in proving that, as all group integrity of God Almighty but the conflict was on the characteristics of words of God due to their differences in their understanding of Quran texts and the differences of their accents, and some adhere to the intellectual aspects like Mutazila whereas others adhere to psychological aspects like Ashaaira, while Handbalis focused on the ancient time of Quran and exaggerated in this , as the issue of words of God is the most critical issue of conflict that occurred in the  Islamic nation.

المقدمة