الخلاصة:
ة k تعتبر عملیة تشفیر البیانات الصوتیة من التكنولوجیا المألوفة لخزن ونقل الاشارات الصوتیة. العلامة المائی
ات k اق المعلوم k مح بالح k ذا تس k وتیة وھك k ارات الص k طة الاش k ة بواس k ات المنقول k تعطي القوة في عدم التحسس بوجود البیان
القیمة بالمحتوى مثل اسم المؤلف او الفنان او حقوق الطباعة المتعلقة بالبیانات.
ة k وع موج k ن ن k وتي م k ف ص k ي مل k ص ف k وع ن k ن ن k ة م k ة المائی k اء العلام k نة لاخف k ة محس k ث خوارز

المستخلص يهدف البحث الى تحديد دور ممارسات ادارة الموارد البشرية الخضراء في تحقيق متطلبات المواطنة البيئية في مكان العمل ,وتم اختيار الشركة العامة للزيوت النباتية لتطبيق الجانب الميداني كونها من الشركات الصناعية المهمة في العراق ,تتمثل مشكلة البحث بضعف تطبيق ممارسات ادارة الموارد البشرية الخضراء مما انعكس سلبا على تنمية المواطنة البيئية لدى العاملين في الشركة, وتم استخدام الاستبانة كاداة لجمع البيا

The evaluation of banks plays an important role in maintaining the interests of customers with the bank as well as providing continuous supervision and control by the Central Bank. The Central Bank of Iraq conducted an assessment of the Iraqi banks through the implementation of the CAMEL model during a certain period. This evaluation did not continue. The research provides continuity to the Central Bank's assessment and as a step to continue the evaluation process for all banks through the use of the CAMEL model. ROA and ROE by using the regression model for four Iraqi banks registered in the Iraqi market for securities during the period 2010-2016. The results showed that the capital and profitability indicators have a significan

Founding a System to secure deposits and protecting the depositors is considered one of the important and exchanged subjects out there in the banking system/field in Iraq at the current time, and the reason behind the exchange and spread of this subject is due to the financial crisis of which the banking sector is suffering from and the stumbling of many banks, those factors have had led to the insecurity of the depositors and their mistrust towards banks, thus, it is necessary to create a system to secure deposits in which depositors would be compensated for the losses caused by the banks' failures. in addition, it could be a countermeasure system which maintains the banking stability, protects the rights of depositors and gains

Despite Iraq's possession of the energies material, human and agricultural resources and great economic but that contribution of the agricultural sector in the total gross fixed capital formation and gross domestic product in the Iraqi economy remained low and declining continuously since the nineties of the last century, as well as the inability of agricultural production to meet the country's needs of food . The food gap increased strategic food crops until it reached 1049 thousand tons in 2010. On this basis, there is a need to study and analysis the behavior of the function of  gross fixed capital format

The research aims at showing the effectiveness of the existing deposit facilities in the liquidity of the Iraqi banking system for the period 2010/2017. The problem of research indicates that the Iraqi banking system enjoys high liquidity levels exceeding the standard rate set by the Central Bank of Iraq amounting to 30% For an appropriate level of liquidity remains a major challenge to the management of the bank because it is a trade-off between profitability and liquidity, and also indicates the existence of funds disabled and not available for credit and investment opportunities, and based on the research hypothesis:

The existence of a significant effect of the deposit facilities existing in the liquidity of the Iraqi banking

هو ابو الحسن السري بن احمد السري الكندي الرفاء الموصلي ويعرف بالسري الرفاء وهو الاسم الذي غلب عليه، ولقب بالرفاء لانه كان يعمل في رفو الثياب وتطريزها وقد ذكره الثعالبي في اليتيمة فقال (فمنهم السري بن احمد الكندي المعروف بالرفاء)(1)ولد الرفاء في مدينة الموصل ولا تعرف سنة ولادته ولكنه من شعراء القرن الرابع الهجري الذين ذكرهم الثعالبي في يتيمته، وقد عاش صباه رفاء في سوق الرفائين في الموصل حيث سلمه والداه الى احد