Due to technological developments in the Iraqi banking sector, which is the use of electronic payment systems within the banking infrastructure. This has led to speed and accuracy in the completion of transactions, reduced costs, increased revenues and efficiency. This research examines the challenges and risks facing the Iraqi banking sector as a result of its use of electronic payment systems. And show its impact on the profitability of commercial banks. The research was based on the main hypothesis that there is a statistically significant moral impact relationship between electronic payment systems and the profitability of banks. Iraqi commercial banks were chosen as a research community, All Iraqi commercial banks that participate in each of the immediate Real Time Gross settlement system (RTGS), the Automated clearing House system (ACH) and the retail payment system infrastructure (RPSI) have been listed. Based on data obtained from the Central Bank of Iraq and some banks, the research sample was identified, which includes AL-Rafidain Bank, National Bank of Iraq, Ashur International Bank and The International Development Bank. From the statistical analysis of the research variables, the results of the analysis and measurement showed a statistically significant moral effect relationship between electronic payment systems and the profitability of commercial banks sample research. The more commercial banks use electronic payment systems to complete their transactions, the profitability of these banks has increased. The research recommended the need to increase investment by banks on the infrastructure of electronic payment systems, as they should be reliable, cost-effective and accessible from the majority of the community, which positively affects profitability.
In current generation of technology, a robust security system is required based on biometric trait such as human gait, which is a smooth biometric feature to understand humans via their taking walks pattern. In this paper, a person is recognized based on his gait's style that is captured from a video motion previously recorded with a digital camera. The video package is handled via more than one phase after splitting it into a successive image (called frames), which are passes through a preprocessing step earlier than classification procedure operation. The pre-processing steps encompass converting each image into a gray image, cast off all undesirable components and ridding it from noise, discover differen
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The main focus of this article is to introduce the notion of rough pentapartitioned neutrosophic set and rough pentapartitioned neutrosophic topology by using rough pentapartitioned neutrosophic lower approximation, rough pentapartitioned neutrosophic upper approximation, and rough pentapartitioned neutrosophic boundary region. Then, we provide some basic properties, namely operations on rough pentapartitioned neutrosophic set and rough pentapartitioned neutrosophic topology. By defining rough pentapartitioned neutrosophic set and topology, we formulate some results in the form of theorems, propositions, etc. Further, we give some examples to justify the definitions introduced in this article.
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In this paper, we introduce and study the concepts of hollow – J–lifting modules and FI – hollow – J–lifting modules as a proper generalization of both hollow–lifting and J–lifting modules . We call an R–module M as hollow – J – lifting if for every submodule N of M with is hollow, there exists a submodule K of M such that M = K Ḱ and K N in M . Several characterizations and properties of hollow –J–lifting modules are obtained . Modules related to hollow – J–lifting modules are given .
We dealt with the nature of the points under the influence of periodic function chaotic functions associated functions chaotic and sufficient conditions to be a very chaotic functions Palace
The definition of semi-preopen sets were first introduced by "Andrijevic" as were is defined by :Let (X , ï´ ) be a topological space, and let A ⊆, then A is called semi-preopen set if ⊆∘ . In this paper, we study the properties of semi-preopen sets but by another definition which is equivalent to the first definition and we also study the relationships among it and (open, α-open, preopen and semi-p-open )sets.
This article is devoted to presenting results on invariant approximations over a non-star-shsped weakly compact subset of a complete modular space by introduced a new notion called S-star-shaped with center f: if be a mapping and , . Then the existence of common invariant best approximation is proved for Banach operator pair of mappings by combined the hypotheses with Opial’s condition or demi-closeness condition
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In this paper we study the concepts of δ-small M-projective module and δ-small M-pseudo projective Modules as a generalization of M-projective module and M-Pseudo Projective respectively and give some results.
In this paper, we develop the work of Ghawi on close dual Rickart modules and discuss y-closed dual Rickart modules with some properties. Then, we prove that, if are y-closed simple -modues and if -y-closed is a dual Rickart module, then either Hom ( ) =0 or . Also, we study the direct sum of y-closed dual Rickart modules.
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After studying the reality of application to occupational safety in new Iraqi building projects and sampling the situation wilt that in developed and neighboring countries, researcher found that there is a big gap in the level of safety application conditions, this indicates the need fora quick and clear reference for local engineers to use it on site for safety conditions in their projects . As a case study the monitors work the researcher studied a huge project in the United Arab Emirates.This project considered for safety requirements to highest grades. This case study may be far away from the projects in Iraq, but we hope to rise the Iraqi work level in the near future. After seeing the way of administration work and how they were ra
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The structure of this paper includes an introduction to the definition of the nano topological space, which was defined by M. L. Thivagar, who defined the lower approximation of G and the upper approximation of G, as well as defined the boundary region of G and some other important definitions that were mentioned in this paper with giving some theories on this subject. Some examples of defining nano perfect mappings are presented along with some basic theories. Also, some basic definitions were presented that form the focus of this paper, including the definition of nano pseudometrizable space, the definition of nano compactly generated space, and the definition of completely nano para-compact. In this paper, we presented images of nan
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