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Negotiating policies for the granting of investment loans: A CASE STUDY ON IRAQI MIDDLE EAST BANK FOR INVESTMENT& COMMERCIAL GULF BANK

The negotiation phase is gaining great importance in investment loans due to the magnitude of the amounts awarded and the need to obtain adequate lending guarantees and the development of better conditions, and this requires that negotiating policy with fixed principles that balance between meeting the demands of customers and maintain market share and achieve profits and avoid defaults and losses the bank, and so I have touched Find the concept of investment loans and procedures for granting and the concept of the negotiation process for the granting of loans. The practical side to ensure the preparation of examination form consists of questions commensurate with the methodology developed by the researchers, were directed to the officials in the sample consisting of the Middle East Investment Bank and Gulf Bank study Altjara.okhls search to conclusions was the most important that negotiations always lead to get the bank to adequate safeguards to recover investment loans and Voidha.kma research found the need to characterized negotiating flexible policies that area not be wide of the diligence of thermoplastic negotiator and that do not intersect with the general policies of the bank.

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Publication Date
Mon Jan 30 2023
Journal Name
Iraqi Journal Of Science
Diagnostic Efficiency of Heat Shocked Protoscoleces Extract Antigens for Human Cystic Echinococcosis by ELISA

      Diagnosis of cystic echinococcosis is complex and has to be confirmed by the combination of immunological tests and imaging techniques. In this study heat shock proteins were induced and their immunoreactivity was assessed by ELISA.

Sera were collected from 34 hydatid patients who were admitted to the Rizgary Teaching Hospital through October 2013 to July 2017, in addition to 29 healthy donors and 18 non-hydatid cases. For heat shock response, two batches of 25000 protoscoleces (Ps) were incubated separately at 42°C and 45 °C for 4 hours. Heat treated and normal Ps were disrupted and the extracts were divided into two parts. One part was directly used as source of antigens (PE, PE42 and PE45) and the other one was par

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Publication Date
Wed Dec 28 2022
Journal Name
Structural Concrete
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Publication Date
Tue Mar 19 2013
Journal Name
Arabian Journal Of Geosciences
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Publication Date
Sun May 30 2021
Journal Name
Iraqi Journal Of Science
Adsorption Isotherm of Carbon Microparticles Prepared from Pumpkin (Cucurbita maxima) Seeds for Dye Removal

This study aims to evaluate the adsorption isotherm of carbon microparticles prepared from pumpkin (Cucurbita maxima) seeds for adsorbing curcumin (as a model of dye). The results were derived and compared using the kinetics approach based on several standard adsorption isotherm models, namely the Langmuir, Temkin, Freundlich, and Dubinin-Radushkevich models. The second aim is to evaluate the effects of carbon particle size (from 100 to 1000 mm) on the adsorption characteristics. The experimental results showed that the adsorption on the surface of carbon microparticles occurred in monolayer with a physical phenomenon. This is because the active areas are located only on the outer surface of carbon and no surface structure in th

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Publication Date
Sun Apr 30 2023
Journal Name
Iraqi Journal Of Science
Screening for in Vitro Biofilm Formation Ability of Locally Isolated Uropathogenic Escherichia coli (UPEC)


Seventy-six urine specimens were collected from of patients suffering from recurrent
urinary tract infections (UTIs). Specimens were bacteriologically analyzed, fifty
(65.8%) of isolated bacterial strains were belonged to E.coli. 100% of isolated
uropathogenic E.coli (UPEC)strains displayed a biofilm positive phenotype under
optimized condition using microtiter plate assay. 21 of E.coli strains classified as highly
positive biofilm producers (42%), and 29 (58%) as weakly positive biofilm producers.

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Publication Date
Wed Oct 28 2020
Journal Name
Iraqi Journal Of Science
Approximate Solutions for Systems of Volterra Integro-differential Equations Using Laplace –Adomian Method

Some modified techniques are used in this article in order to have approximate solutions for systems of Volterra integro-differential equations. The suggested techniques are the so called Laplace-Adomian decomposition method and Laplace iterative method. The proposed methods are robust and accurate as can be seen from the given illustrative examples and from the comparison that are made with the exact solution.

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Publication Date
Sun Jul 02 2023
Journal Name
Iraqi Journal Of Science
Synthesis, Characterization and Evaluation of Antimicrobial Activity for New Heterocyclic Derivatives Containing Pentagonal, HexagonalRings.

This research, involved a series of some new compounds containing different hetero cyclic new pentagonal and hexagonal rings, through the reaction of 2-mercapto-3-phenyl-4(3H)quinazolinone (1) with chloroacetylchloride in the presence of potassium hydroxide, and dry dimethylformamide (DMF) as a solvent to obtain the intermediate compound (2). This compound is reacted with different reagents to give four routes, the first route include direct reaction with substituted-2-aminobenzothiazole under certain conditions to give new compounds (3-9). The second route involved condensation compound (2) with 5-substituted-2-amino-1,3,4-oxadiazole in the presence of potassium carbonate anhydrous to give new compounds (10-13).while the third route inv

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Publication Date
Sun Mar 30 2003
Journal Name
Iraqi Journal Of Chemical And Petroleum Engineering
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Publication Date
Wed Apr 20 2022
Journal Name
Ibn Al-haitham Journal For Pure And Applied Sciences
Developing and Organizing an Easy Work Environment for Users of Computers Using Information Technology

The study aims to implement a serial security technology system to organize a comfortable work environment for users of computers in the General Directorate of Education in Baghdad Karkh3. The most important findings of the study are the application of a serial technology system. It is connected with scientific goals that show the scientific structure of computer learning and its applications.  It considers global learning systems and take into account the ease and scientific flow of the class of elderly employees. In addition, employees of other categories, are the outputs of the sequential technological system. The aim is to create a purposeful technological system and keep pace with global developments, to gain experience, skills and

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Publication Date
Thu Mar 30 2023
Journal Name
Iraqi Journal Of Science
Water Quality Assessment, and Suitability for Irrigation Purposes of Lesser Zab River, Northern Iraq.

This research was conducted to investigate the water quality of the lesser Zab
river, to evaluate the water suitability for agricultural usings and report the effect of
human activities on this water. Samples were collected along the river stream
starting from Dukan area till the convergence with Tigris River. All the tests were
conducted at the labs of Environmental sciences and Technology College /
University of Mosul and Erbil water project/Erbil city.
The results of using Piper diagram showed that the water is alkine, due to the effect of the origional rock's components of that area on the water quality. While the using of Stiff diagram elucidate that the water samples contain ions belong to the area of the lesser Z

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