This research cancellations in life insurance policies and their impact on the solvency of the insurance companies (Applied Research in the Iraqi general insurance company), The study was descriptive approach in identifying and addressing variables which consists of {cancellations in life insurance} independent variable, the financial solvency of insurance companies as the dependent variable, and for the purpose of achieving the objectives of the research were formulated one hypothesis has been tested in the Iraqi insurance company, the researcher used the financial statements in the collection data needed for the study and information . The research found a number of conclusions highlighted that inflation, as well as economic variables among the insured and higher prices and the decline in the purchasing power of money, as well as thinking about buying needs more important than life insurance policies to the lack of the individual's desire to continue life insurance to the small amounts of compensation compared with the level General prices, which lead to increased cancellation rates in life insurance policies, as well as social awareness among the insured and cultural level, adequate insurance and the extent to life with religious beliefs customers potential, the demand for life insurance is influenced by another factor, but it is over the rush of the individual toward the tunnels consumer, and savings in non-governor of self-insurance or savings in banks . He concluded Find a set of recommendations and proposals which concern promotional methods {personal selling, advertising, sales promotion} because it occupies an important position in the marketing of insurance service operations are working to draw the attention of the insured, and defined the benefits of insurance and the types of insurance coverage provided by insurance companies, and this leads to disseminate awareness of insurance as well, as well as the introduction of new products fit the needs of the insured, this is done by creating a data and information to familiarize themselves with all the information relating to the insured their base, depth study of behavioral characteristics for them to learn about their desires and expectations, as well as increasing the number of branches in the provinces and in line with a population density of each province.
In this paper, a new procedure is introduced to estimate the solution for the three-point boundary value problem which is instituted on the use of Morgan-Voyce polynomial. In the beginning, Morgan-Voyce polynomial along with their important properties is introduced. Next, this polynomial with aid of the collocation method utilized to modify the differential equation with boundary conditions to the algebraic system. Finally, the examples approve the validity and accuracy of the proposed method.
Aspergillus niger is one of the most important filamentous fungi that used in the fermentation industry. Aspergillus niger isolate was cultured on potato-dextrose agar (PDA) for activation, and the optimum conditions for xylanase production from this local isolate were studied by solid state fermentation, using a medium composed of wheat bran moisten with corn steep liquor at ratio 1:0.5 (v:w) at initial pH 5.5, inoc-ulated with 1.6 × 106 spores/ml, and incubated at 30ᵒC for 5 days.
The transition from low Earth orbit 200-1500 (km) to geostationary Earth orbit 42162 (km) was studied in this work by many methods of transfer. The delta-v requirement (Δv), the time of flight (Δt), the mass ratio of propellant consume (Δm/m) and total mass was calculated for many values altitude in the same plane also when the plane is change. The results from work show that (Δv) that required for transfer when the plane of orbit change is large than (Δv) required when the transfer in coplanar maneuvers while the bi-elliptical transfer method need time of transfer longer than a Hohmann transfer method. The most energy efficiency was determined when the transfer in coaxial between elliptical orbits
... Show MoreThis work includs synthesis of several Schiff bases by condensation of 6- methoxy – 2- amino benzothiazole with some aldehydes and ketones (2- hydroxyl benzaldehyde, 4- hydroxyl benzaldehyde, 4- N,N –dimethy amino acetophenone, benzophenone) to abtain schiff bases (1-5). These schiff bases were found to react with phthalate anhydride to give oxazepine derivatives (6-10) that were reacted with primary aromatic amines to give Diazepine derivatives (11-15). Besides, we prepared new tetrazole derivatives (16-20) from the reaction of the prepared Schiff bases with sodium azide in the prepared compounds that were characterized by physical properties, FT-IR and some of the 1H-NMR and 13C –NMR spectroscopy.
This research is focused on an interpretive of 2D seismic data to study is reinterpreting seismic data by applying sufficient software (Petrel 2017) of the area between Al-Razzazah Lake and the Euphrates river belonging to Karbala'a and Al-Anbar Governorates, central Iraq. The delineation of the sub-surface structural features and evaluation of the structure of Najmah and Zubair Formations was done. The structure interpretation showed that the studied area was affected by normal fault bearing (NW-SE) direction with a small displacement. In contrast, time and depth maps showed monocline structures (nose structures) located in the western part of the studied area.
Sulfamethoxazole (SMX) was added to P-N,N-dimethyl amino benzaldehyde (PDAB) by condensation reaction in acidic medium to form, a yellow colored dye compound which exhibits maximum absorption (λmax) at 450.5 nm. The concentration of (SMX) was determined spectrophotometrically. The optimum reaction conditions and other analytical parameters were evaluated. In addition to classical univariate optimization, design of experiment method has been applied in optimization of the variables affecting the color producing reaction. Beer’s law obeyed in the concentration range of 0.1-10 μg.mL-1 with molar absorptivity of 5.7950×104 L.mol-1.cm-1. The limit of detection and Sandell's sensitivity value were 0.078 μ
... Show MoreThe major target of this paper is to study a confirmed class of meromorphic univalent functions . We procure several results, such as those related to coefficient estimates, distortion and growth theorem, radii of starlikeness, and convexity for this class, n additionto hadamard product, convex combination, closure theorem, integral operators, and neighborhoods.
Extended calculations for sputtering yield through bombed Iron – target by ( H,D ,T ,He ) ions plasma are accomplished .The calculations include changing the input parameters : the energy of ( H,D ,T ,He ) ions plasma, the hit target angle of Iron, change atomic mass of incident ion. The program TRIM is used to accomplish these calculations. The results show that sputtering yield is directly dependent on these parameters. It can change the incident angle of ( H,D ,T ,He ) ions and energy&n
... Show More External Morphological study of species Saprinus discoidalis of subfamily saprininae from family Histeridae of the order coleopteran. The specements of the present study were collected from Salahdin Governor-ate (Beigi &Balad) and Governorate during May 2012. The present study included detailed description of most body parts (Head, Thorax, Abdomen and their appendages) identification and recognition of species study male genitalia. The species Saprinus discoidalis LeConte is a new record to Iraqi fauna of Coleoptera.
This paper describes DC motor speed control based on optimal Linear Quadratic Regulator (LQR) technique. Controller's objective is to maintain the speed of rotation of the motor shaft with a particular step response.The controller is modeled in MATLAB environment, the simulation results show that the proposed controller gives better performance and less settling time when compared with the traditional PID controller.