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The impact of long-term investment on bank profitability : an applied research on a sample of Iraqi banks

Abstract

                The aim of the research is to demonstrate the impact of long-term investment on profitability, and in order to achieve this goal, long-term investment was chosen, represented by (the ratio of long-term investments to total investments, the ratio of long-term investment to the total (deposits) as independent variables, and studying its impact on the dependent variable, which is profitability as measured by the rate of return on investments, the rate of return on equity. In order to reach the results, the inductive approach and the analytical descriptive approach were used, and the research found a significant impact of the long-term investment management of the research sample banks, in the rate of return on investments, and the rate of return on equity, and among the most prominent findings of this study of the results that the research sample banks differed among themselves in achieving the percentage of long-term investment, but it was overall Low. The reason for the decrease is due to the high-risk Iraqi environment and the banks’ reticence to exploit the funds available for investment, which led to low long-term investment rates and banking profitability.

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Publication Date
Thu Jun 30 2022
Journal Name
Iraqi Journal Of Science
Short Answers Assessment Approach based on Semantic Network

      Finding similarities in texts is important in many areas such as information retrieval, automated article scoring, and short answer categorization. Evaluating short answers is not an easy task due to differences in natural language. Methods for calculating the similarity between texts depend on semantic or grammatical aspects. This paper discusses a method for evaluating short answers using semantic networks to represent the typical (correct) answer and students' answers. The semantic network of nodes and relationships represents the text (answers). Moreover, grammatical aspects are found  by measuring the similarity of parts of speech between the answers. In addition, finding hierarchical relationships between nodes in netwo

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Publication Date
Thu Jan 14 2021
Journal Name
Iraqi Journal Of Science
Identifying Digital Forensic Frameworks Based on Processes Models

Digital forensic is part of forensic science that implicitly covers crime related to computer and other digital devices. It‟s being for a while that academic studies are interested in digital forensics. The researchers aim to find out a discipline based on scientific structures that defines a model reflecting their observations. This paper suggests a model to improve the whole investigation process and obtaining an accurate and complete evidence and adopts securing the digital evidence by cryptography algorithms presenting a reliable evidence in a court of law. This paper presents the main and basic concepts of the frameworks and models used in digital forensics investigation.

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Publication Date
Tue Dec 30 2014
Journal Name
Iraqi Journal Of Chemical And Petroleum Engineering
Comparison between Electroplating and Electroless on Plastic Surface

 

We report a method of converting non-conductive plastic surfaces into conductive by plating either copper electroless or copper electroplating -carbon black containing bending Agent onto Perspex plastics . Various approaches have been studied in order to comparing properties of the plated copper for two methods such as scanning electron microscopy (SEM),thickness, roughness, porosity, tensile Strength and elongation. The results show that the surface of electroplating was uniform, compact, and continuous and it had an obvious metallic sheen, while the surface of plated copper for electroless for it had many pores. Also observed that the coating was composed of small cells. Thes

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Publication Date
Mon Oct 30 2023
Journal Name
Iraqi Journal Of Science
Review on Hybrid Swarm Algorithms for Feature Selection

    Feature selection represents one of the critical processes in machine learning (ML). The fundamental aim of the problem of feature selection is to maintain performance accuracy while reducing the dimension of feature selection. Different approaches were created for classifying the datasets. In a range of optimization problems, swarming techniques produced better outcomes. At the same time, hybrid algorithms have gotten a lot of attention recently when it comes to solving optimization problems. As a result, this study provides a thorough assessment of the literature on feature selection problems using hybrid swarm algorithms that have been developed over time (2018-2021). Lastly, when compared with current feature selection procedu

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Publication Date
Mon Jun 17 2019
Journal Name
Ibn Al-haitham Journal For Pure And Applied Sciences
Ebonite linings Based on Natural and Synthetic Rubber

 The corrosion of metals is of great economic importance. Estimates show that the quarter of the iron and the steel produced is destroyed in this way. Rubber lining has been used for severe corrosion protection because NR and certain synthetic rubbers have a basic resistance to the very corrosive chemicals particularly acids. The present work includes producing ebonite from both natural and synthetic rubbers ; therefore, the following materials were chosen to produce ebonite rubber: a) Natural rubber (NR). b) Styrene butadiene rubber (SBR). c) Nitrile rubber (NBR). d) Neoprene rubber (CR) [WRT]. The best ebonite vulcanizates are obtained in the presence of 30 Pphr sulfur, and carbon black as reinforcing filler. The relation between

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Publication Date
Wed May 01 2019
Journal Name
Iraqi Journal Of Science
Optical Images Fusion Based on Linear Interpolation Methods

Merging images is one of the most important technologies in remote sensing applications and geographic information systems. In this study, a simulation process using a camera for fused images by using resizing image for interpolation methods (nearest, bilinear and bicubic). Statistical techniques have been used as an efficient merging technique in the images integration process employing different models namely Local Mean Matching (LMM) and Regression Variable Substitution (RVS), and apply spatial frequency techniques include high pass filter additive method (HPFA).  Thus, in the current research, statistical measures have been used to check the quality of the merged images. This has been carried out by calculating the correlation a

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Publication Date
Wed May 10 2023
Journal Name
Journal Of Engineering
Free Head Shear Test on Decomposed Granite Soil

The study presents the test results of Completely Decomposed Granite (CDG) soil tested under drained triaxial compression, direct shear and simple shear tests. Special attention was focused on the modification of the upper halve of conventional Direct Shear Test (DST) to behave as free
head in movement along with vertical strain control during shear stage by using Geotechnical Digital System (GDS). The results show that Free Direct Shear Test (FDST) has clear effect on the measured shear stress and vertical strain during the test. It has been found that shear strength
parameters measured from FDST were closer to those measured from simple shear and drained triaxial compression test. This study also provides an independent check on

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Publication Date
Wed May 29 2019
Journal Name
Journal Of Planner And Development
War disasters and their effects on urban structure

Many urban and rural areas fall under the impact of disasters, whether natural or industrial, and with increasing complexity in urban areas, with diversity of economic, social and political components, and technological and cognitive development, the effects of disasters and wars have increased with the time, where disasters are affecting all aspects of life, causing great waste of property and lives, also displacement of populations and disruption of economic life, these effects are multiplied if they are not dealt with in sound curricula and scientific strategies.

The research aims to identify the experiences of some countries and their strategies and effective programs in reconstruction after exposure to disasters and wars wit

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Publication Date
Wed May 17 2017
Journal Name
Ibn Al-haitham Journal For Pure And Applied Sciences
On Fully Semiprime Submodules and Fully Semiprime Modules

   Let R be a commutative ring with unity and let M be a unitary R-module. In this paper we study fully semiprime submodules and fully semiprime modules, where a proper fully invariant R-submodule W of M is called fully semiprime in M if whenever XXW for all fully invariant R-submodule X of M, implies XW.         M is called fully semiprime if (0) is a fully semiprime submodule of M. We give basic properties of these concepts. Also we study the relationships between fully semiprime submodules (modules) and other related submodules (modules) respectively.

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Publication Date
Mon Jul 01 1996
Journal Name
Bulletin Of The Iraq Natural History Museum (p-issn: 1017-8678 , E-issn: 2311-9799)
SOME ACARINE ECTOPARASITES ON BATS IN MIDDLE IRAQ

A total of 61 bat specimens belonging to three species were collected from four distinct sites in the middle of Iraq. Five species of acarine ectoparasites on bats were found. These were: Steatonyssus periblepharus Kolenati, Spinturnix acuminatus (C. L. K.). Cheletonella sp. Rhizoglyphus sp., and Argas sp. Three of the recorded species were new to Iraqi fauna. The abundance and accurence of each parasite was varied from one species to another. S. periblepharus aria S. acuminatus were the most common species found in this study.

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