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The impact of long-term investment on bank profitability : an applied research on a sample of Iraqi banks

Abstract

                The aim of the research is to demonstrate the impact of long-term investment on profitability, and in order to achieve this goal, long-term investment was chosen, represented by (the ratio of long-term investments to total investments, the ratio of long-term investment to the total (deposits) as independent variables, and studying its impact on the dependent variable, which is profitability as measured by the rate of return on investments, the rate of return on equity. In order to reach the results, the inductive approach and the analytical descriptive approach were used, and the research found a significant impact of the long-term investment management of the research sample banks, in the rate of return on investments, and the rate of return on equity, and among the most prominent findings of this study of the results that the research sample banks differed among themselves in achieving the percentage of long-term investment, but it was overall Low. The reason for the decrease is due to the high-risk Iraqi environment and the banks’ reticence to exploit the funds available for investment, which led to low long-term investment rates and banking profitability.

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Publication Date
Thu Jan 01 2015
Journal Name
Journal Of Engineering
GNSS Baseline Configuration Based on First Order Design

The quality of Global Navigation Satellite Systems (GNSS) networks are considerably influenced by the configuration of the observed baselines. Where, this study aims to find an optimal configuration for GNSS baselines in terms of the number and distribution  of baselines to improve the quality criteria of the GNSS networks. First order design problem (FOD) was applied in this research to optimize GNSS network baselines configuration, and based on sequential adjustment method to solve its objective functions.

FOD for optimum precision (FOD-p) was the proposed model which based on the design criteria of A-optimality and E-optimality. These design criteria were selected as objective functions of precision, whic

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Publication Date
Sun Apr 30 2023
Journal Name
Iraqi Journal Of Science
Keystroke Dynamics Authentication based on Naïve Bayes Classifier

Authentication is the process of determining whether someone or something is,
in fact, who or what it is declared to be. As the dependence upon computers and
computer networks grows, the need for user authentication has increased. User’s
claimed identity can be verified by one of several methods. One of the most popular
of these methods is represented by (something user know), such as password or
Personal Identification Number (PIN). Biometrics is the science and technology of
authentication by identifying the living individual’s physiological or behavioral
attributes. Keystroke authentication is a new behavioral access control system to
identify legitimate users via their typing behavior. The objective of thi

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Publication Date
Sat Dec 30 2023
Journal Name
Iraqi Journal Of Science
Orthogonal Derivations and Orthogonal Generalized Derivations on - Modules

Let M be ,-ring and X be ,M-module, Bresar and Vukman studied orthogonal
derivations on semiprime rings. Ashraf and Jamal defined the orthogonal derivations
on -rings M. This research defines and studies the concepts of orthogonal
derivation and orthogonal generalized derivations on ,M -Module X and introduces
the relation between the products of generalized derivations and orthogonality on
,M -module.

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Publication Date
Sun Jan 20 2019
Journal Name
Ibn Al-haitham Journal For Pure And Applied Sciences
Text Classification Based on Weighted Extreme Learning Machine

The huge amount of documents in the internet led to the rapid need of text classification (TC). TC is used to organize these text documents. In this research paper, a new model is based on Extreme Machine learning (EML) is used. The proposed model consists of many phases including: preprocessing, feature extraction, Multiple Linear Regression (MLR) and ELM. The basic idea of the proposed model is built upon the calculation of feature weights by using MLR. These feature weights with the extracted features introduced as an input to the ELM that produced weighted Extreme Learning Machine (WELM). The results showed   a great competence of the proposed WELM compared to the ELM. 

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Publication Date
Wed Apr 01 2020
Journal Name
Plant Archives
Scopus (2)
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Publication Date
Sat Dec 30 2023
Journal Name
Iraqi Journal Of Science
Injectivity and chain conditions on y-closed submodules

Let R be a commutative ring with identity and let M be a unital left Rmodule.
Goodearl introduced the following concept :A submodule A of an R –
module M is an y – closed submodule of M if is nonsingular.In this paper we
introduced an y – closed injective modules andchain condition on y – closed
submodules.

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Publication Date
Thu Jan 14 2021
Journal Name
Iraqi Journal Of Science
Network Authentication Protocol Based on Secure Biometric NIDN

In this paper an authentication based finger print biometric system is proposed with personal identity information of name and birthday. A generation of National Identification Number (NIDN) is proposed in merging of finger print features and the personal identity information to generate the Quick Response code (QR) image that used in access system. In this paper two approaches are dependent, traditional authentication and strong identification with QR and NIDN information. The system shows accuracy of 96.153% with threshold value of 50. The accuracy reaches to 100% when the threshold value goes under 50.

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Publication Date
Sat Jun 26 2021
Journal Name
2021 Ieee International Conference On Automatic Control & Intelligent Systems (i2cacis)
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Publication Date
Wed Sep 12 2018
Journal Name
Ibn Al-haitham Journal For Pure And Applied Sciences
Cryptography with Dynamic DNA Depending on Edge Detection

Making the data secure is more and more concerned in the communication era. This research is an attempt to make a more secured information message by using both encryption and steganography. The encryption phase is done with dynamic DNA complementary rules while DNA addition rules are done with secret key where both are based on the canny edge detection point of the cover image. The hiding phase is done after dividing the cover image into 8 blocks, the blocks that are used for hiding selected in reverse order exception the edge points. The experiments result shows that the method is reliable with high value in PSNR

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Publication Date
Sun Mar 01 2009
Journal Name
Journal Of Economics And Administrative Sciences
External audit data on liabilitySocial organizations for profit

Givers of foreign Audit about Social Responsibility of Profit Organization. The recent time is charcterstically with big economic Organization activities, because there are many transactions between these Organizations and different financial markets development techniques.

This  encourgage business men to increase their efforts for investment in these markets. Because the Accounting is in general terms it represents a language of these Unions Activities and translate them in to fact numbers, for that there is need for Accounting recording for certain of these Organizations behavior and their harmonization with their Objectives.

In this respect the Audit function comes to che

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