The research aims to shed light on banking liberalization and explain its impact on attracting customers, especially since Iraq adopted this policy after (2003) due to the changes that occurred, as the Central Bank of Iraq granted flexibility to banks in setting the interest rate on deposits and loans as well as allowing the entry of foreign banks in the local environment. The research relied on the analytical method for the dimensions of banking liberalization represented by (liberating interest rates, liberating credit, legal reserve requirements, entering foreign banks, privatization) as well as the factors affecting the attraction of customers, and a number of Iraqi banks listed in the Iraqi Stock Exchange were selected as a sample for research The duration of the research was determined from 2003-2019, and after the analysis, one of the most important findings of the research was that Iraq implemented the policy of banking liberalization after the issuance of the new banking law No. (94) for the year (2004) despite the difficulties that faced the country at that timeو One of the most important recommendations that came out of the research is the need to achieve security, political and economic stability for the development of the banking sector and the success of the policy of banking liberalization and benefit from its advantages to attract the largest number of customers.
Microbiological quality (total plate count, yeast and molds, coliform, and E. coli) of wheat cultivated in seven provinces of Iraqi were determined and compared to Standard Quality of Iraq (IQS) and to the standardization of Food and Drug Administration (FDA). The samples were collected from fields, and some samples taken from near of a street (reachable by people) and far of a street as well as rural fields. The regulation has two limits, which are good and acceptable limits, and the samples within the acceptable limit should be two samples of five. The results showed that all analyzed samples were within the acceptable limit that approved by IQS and FDA. There was one field exceed IQS regulation and there were several fi
... Show MoreThe experiment aimed to Manufacture a device for checking the nozzles and testing its efficiency and to study the effect of research factors on the studied traits. The device was manufactured locally through using materials available in the Iraqi market. The system is Both Hydraulic and electronic (ISO 5682-1)1 relay on sensors technology and the test platform was built and designed on a movable trolly at the department of Agricultural Machines and Equipment / College of Agricultural Science / University of Baghdad. The design includes the use of mechanical water pump and electrical AC water pump. The design includes a nozzle holder that can accommodate three nozzles per test. The design also consists of spreading wings and stationa
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This study was conducted from February 2010 to December 2010. Water Samples were collected every two months in three stations in Baghdad city. The study involved the assessment of concentrations of some heavy metals such as: Chromium, Cadmium, Copper, Iron, Lead, Manganese, Nickel and Zinc. the values of chromium were undetected for the entire of the study, while the rest of the heavy metal were ranged between 0.001 -0.438 mg / l, ND -0.077 mg / L, ND -0.778 mg / l, 0.36 - 0.011 mg / l, 0.011-0 .08mg/ l, ND - 0.1985 mg / l, ND -0.0416 mg / l, respectively. The results showed that the concentrations of heavy metals were fluctuated during the study period, except Lead which have high concentrations and exceeded the permit limits in all statio
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Hypertension is a major health problem throughout the world because of its high prevalence and its association with increased risk of cardiovascular diseases. It is defined as systolic blood pressure ≥ 140 mmHg and/or diastolic blood pressure ≥ 90 mmHg. The aim of this study was to compare the efficacy, safety and cardiovascular disease risk lowering ability, of three antihypertensive drug regimens.
A retrospective study was carried out on 66 hypertensive patients, divided in to three groups based on their antihypertensive drug regimens (ACE inhibitors, β-blockers treated and combination antihypertensive therapy, the combination therapy consist of two or more of the following antihypertensive drugs ACE inhibitor di
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Clastic-carbonate succession which including the Nahr Umr and Mauddud Formations are represented a part of Albian-Early Turonian Sequence (Wasi`a Group). The present study includes Petrography, microfacies analysis, depositional environment, digenetic development, and reservoir characterization for seven boreholes (Lu-2, Lu-4, Lu-5, Lu-8, Lu-13, Lu-14 and Lu-39) within Luhais Oil field South Iraq.
There are six type of carbonate microfacies were recognized in the Mauddud Formation:- Orbitolina - Milliolids wackestone to packstone Orbitolina wackestone to packstone, miliolids wackestone, Peloidal wackestone to packstone, Ooides to Peloids grainstone and bioclastic Wackestone - Packstone. These microfacies are represented three depositi
A geochemical and environmental study was carried out for the sediments of the Southern Neo-Tethys Ocean, represented by the Yamama Formation (Berriasian-Valaganian) in southern Iraq. The formation has a particular reservoir importance. The typical WQ-220 and WQ-280 wells were selected from the West Qurna field. Data of Gamma-ray logs were used for 30 depths of the typical well. Ten core samples were analyzed by X-Ray Fluoresces and total organic matter from both wells. The results showed that shaliness was relatively low, with an average of 16.5%, leading to a decrease in the presence of clay minerals and trace elements because the environment of the Yamama Formation is relatively far away from the coast. Qualitative evaluation of clay
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Background: Cholera has been recognized as a killer disease since earliest time. The disease is caused by infection of the small intestine by Vibrio cholerae O1 and O1391 which is characterized by severe dehydrating diarrheal condition and is one disease in modern times that is epidemic, endemic and pandemic in nature. Objective: This study was carried out to detect and isolate V. cholerae from patients suffered from watery diarrhea, which may cause severe complications such as dehydration, shock followed by death. Materials and methods: stool specimens were collected from 308 patients with watery diarrhea. These samples were tested with many criteria such as TCBS agar, gram stain, biochemical tests and VITEK-2 system to improve the isolati
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