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بناء اختبار القدرة على التفكير الإبداعي اللفظي لدى طلبة جامعة بغداد
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على الرغم من إن الابداع والمبدعين وخصائصهم العقلية والشخصية تعد من المفاهيم المهمة والشائعة في الحياة بمجالاتها كافة، ففي الوقت الذي نجد فيه العديد من الدراسات والمقالات العربية والاجنبية التي تناولته بشكل او باخر، لكنها جميعها اعتمدت على المقياس الخاص بالتفكير الابداعي لمؤسسه الاول تورانس منذ عام (1967)، متجاهلة التغيير والتطور المعلوماتي ولا سيما في الانترنيت والحاسوب وما افرزه هذا من مفردات شاعت وتداولتها الاوساط جميعها، فقد تحسست الباحثة مشكلة عدم وجود اختبار للتفكير الإبداعي بمستوى تفكير طلبة الجامعة في عصرهم ومتغيراته السريعة هذه على البيئة العراقية وتحديدا في الوقت الحاضر والظروف الاستثنائية التي يعيشها العراقيون عامة وطلبة الجامعة بشكل خاص، لذلك استهدف البحث الحالي بناء اختبار للقدرة على التفكير الابداعي اللفظي بمفردات حديثة تتلاءم مع ما يتداوله طلبة الجامعة من مفردات فيما بينهم، يسهم في الكشف عن المبدعين منهم، كمهمة اساسية من مهمات القائمين في مجال القياس النفسي والتربوي اولا ، والوصول الى اداة قياس بخصائص سايكومترية جيدة تقيس وتشخص المبدعين في مجالات حياتهم الدراسية الجامعية الاعتيادية ثانيا.
ولتحقيق هذا الهدف فقد تم العمل على اساس اختبار تورانس للتفكير الابداعي اللفظي المعرب من قبل سيد خير الله (1981)، لكن بمفردات حديثة اذ اعدت الباحثة استبانة للاسئلة والمفردات بواقع (6) اسئلة و(37) مفردة وعرضتها على (8) محكمين لبيان صلاحيتها وتحليلها منطقيا، وحصلت على نسبة اتفاق من (75-80%) على (5) اسئلة ب(23) مفردة مثلت الاختبارات الفرعية الاساسية لاختبار التفكير وهي ( الاستعمالات، والمترتبات، والمواقف، والتطوير والتحسين، والتداعي).
ثم بدات بخطوات البناء من تجربة التحليل الاحصائي اذ تم اختيار عينة عشوائية لغرض تجربة تحليل الفقرات بلغت (115) طالبا وطالبة من بعض الاقسام العلمية والانسانية في جامعة بغداد، واستخرج صدق الفقرات من علاقة درجات الاختبارات الفرعية للاختبار، بالدرجة الكلية للاختبار كلا، باستعمال معامل ارتباط بيرسون وكانت دالة جميعها.
ثم استخرج صدق وثبات المقياس :
اذ استخرج الصدق العاملي بحساب مصفوفة ارتباطات الاختبارات الفرعية الخمسة للمقياس ودلالة تشبعاتها الذي يشير الى انها يجب إن تزيد عن (0,30) لتكون دالة بحسب معيار كايزر لدلالة الصدق العاملي، وكانت جميعها دالة.
اما ثبات المقياس فقد حسب بطريقتين، طريقة "التجزئة النصفية" المصحح بمعادلة "سبيرمان براون" وبلغت قيمته (0,7395) للمقياس كلا، واستخرج كذلك الثبات لارتباط التجزئة النصفية المصحح بمعادلة "هورست" بين جزاي الاختبار غير المتساويين وبلغت قيمته بعد التصحيح (0,6583)، وبذلك تحقق للمقياس خصائص سيكومترية جيدة تجعله مهيا للتطبيق وتشخيص المبدعين.
وفي الختام اوصت الباحثة توصيات عدة واقترحت دراسات اخرى تخدم العاملين والباحثين في المجال .

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The Impact of Intellectual trends on the nature of the Economic Structure of Iraq
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Nowadays, people's expression on the Internet is no longer limited to text, especially with the rise of the short video boom, leading to the emergence of a large number of modal data such as text, pictures, audio, and video. Compared to single mode data ,the multi-modal data always contains massive information. The mining process of multi-modal information can help computers to better understand human emotional characteristics. However, because the multi-modal data show obvious dynamic time series features, it is necessary to solve the dynamic correlation problem within a single mode and between different modes in the same application scene during the fusion process. To solve this problem, in this paper, a feature extraction framework of

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Thu Apr 30 2020
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The aim of this research is to demonstrate the impact of credit risk on the banks of the study sample on the granting of loans and credit facilities, and try to reduce the size of credit risk to banks as a result of granting loans and credit facilities, credit risk is the oldest form of risk in financial markets. Every financial institution takes a degree of risk when it gives loans and credit facilities to companies and customers, It is exposed to financial losses when some borrowers fail to repay their loans as agreed, and at the same time credit facilities are the most profitable operations of the bank as it is the most profitable banking operations than other operations, so it represents the research communit

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