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Towards measuring the aggregate index of banking stability in Iraq for the period 2010 -2016

Abstract:

    The paper aims to measure an aggregated banking stability index reflecting the degree of stability of the banking system to help policy makers to take the necessary actions to avoid financial crises facing banks and to achieve a banking system with high efficiency in terms of banking risk.

    Therefore, the problem of paper is that the Central Bank of Iraq did not seek until 2016 to build a aggregated index for the purpose of identifying the stability of the banking situation in Iraq, but rather on the adoption of scattered indicators, which depend on the mechanism of relative changes in those indicators for the purpose of identifying the situation of banking stability and this procedure is difficult in determining the stability of banking in Iraq.

The paper, after using quarterly data during the period 2010-2016, could construction of the aggregate index as a first step, which reflects the state of banking stability in Iraq. In doing so, it relied on the weighted average method of construction. The bank stability index is an advanced approach and is consistent with the developments by the central banks in the world. it is a tool for predicting crises and not a means of any guidance panel through which banks can avoid crises and thus is a complementary tool to the Basel Committee, which established the laws and ratios to be committed by banks to avoid crises. Through the aggregate index, the banking stability in Iraq witnessed continuous fluctuations during the period (2016-2010). The index registered the lowest rate of banking stability in the first quarter of 2011 and the highest rate of banking stability in the fourth quarter of 2013.

 Therefore, it was recommended that the Central Bank of Iraq should work on the aggregate index which reflects the level of banking stability, which is an early warning tool for predicting banking crises, which was implemented as a preliminary step in this research based on the experiences of the central banks in the world in order to consolidate and strengthen banking supervision in Iraq in line with the banking challenges in the course of banking globalization.

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Publication Date
Mon Feb 01 2016
Journal Name
Journal Of Engineering
The Most Influential Factor on the Stumble and Failure of the governmental Projects

The governmental projects are considers the prevailing in Iraq, as most of the projects implemented by the Government, the major role played by governmental projects in the provision of services to citizens and improve the economic situation in the country in general, in addition to the huge number of these projects implemented by the governmental organizations and the large failure rates of it , and because of the fact that these projects are stumbled  before they reach the stage of failure, The aim of this research to identify the main factors for the stumble projects in addition to identifying the most influential factor on the causes and consequences of it , like (cost overruns , time overruns , delay and scope

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Publication Date
Fri Sep 30 2022
Journal Name
Iraqi Journal Of Science
The Effect of Using the Different Satellite Spatial Resolution on the Fusion Technique

      Bilinear interpolation and use of perceptual color spaces (HSL, HSV, LAB, and LUV) fusion techniques are presented to improve spatial and spectral characteristics of the multispectral image that has a low resolution to match the high spatial resolution of a panchromatic image for different satellites image data (Orbview-3 and Landsat-7) for the same region. The Signal-to-Noise Ratio (SNR) fidelity criterion for achromatic information has been calculated, as well as the mean color-shifting parameters that computed the ratio of chromatic information loss of the RGB compound inside each pixel to evaluate the quality of the fused images. The results showed the superiority of HSL color space to fuse images over the rest of the spac

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Publication Date
Sun Feb 27 2022
Journal Name
Iraqi Journal Of Science
The Dependence of The Gravitational Lensing Properties on The Lens And Source Redshifts

    This work aims to investigate the dependence of gravitational lensing properties on the lens redshift and source redshift.

The angular diameter distance hereafter referred to as ADD has been determined using two different numerical integral methods, Simpson's rule, and definite integral methods. Both of those two methods gave identical results. In addition, observational data of gravitational Lensing systems have been used to find the most probable value of lens redshift and source redshift. The result showed that the lens redshift and source redshift are more likely to occur in the ranges of zL=0.2-0.6 and zS=1-3, respectively.

Einstein radius and the critical surface mass density

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Publication Date
Sun Apr 30 2023
Journal Name
Iraqi Journal Of Science
Effect of High Dose of Soybean Meal on the Histology and Function of the Thyroid Gland in Albino Rat at Pre- and Postpuberty

The study aimed to determine the effect of soybean meal on the histological
structure and some functional parameters of the thyroid gland was investigated in
this study. For this purpose, 24 white male rats were divided into four groups each
of six rats, as following (G1): normal control rats, at the prepubertal life stage, were
dissected after 40 days from the weaning (i.e., from Postnatal Day "PND" 21),
(G2): prepubertal rats, were treated with high dose of soybean meal "40% of daily
diet" for 40 days after the weaning, (G3): normal control rats, at the postpubertal
stage, were dissected after 40 days from the puberty (i.e., from PND 60), (G4):
postpubertal rats, were treated with high dose of soybean meal (40%)

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Publication Date
Tue Jun 30 2020
Journal Name
Journal Of Economics And Administrative Sciences
The Impact of Merger strategy on human resources management practices

The current research aims to test the impact of the strategy of merger (as an explanatory variable) in human resources management practices (as a response variable), and the importance of the subject being an important topic that mimics the Iraqi environment, where has seen many mergers that have not been addressed by former researchers in the field. In addition, the future prospects carry many mergers, and the problem of research was the lack of understanding among departments in how to manage the integration and deal with it, on the basis of scientific which reflected negatively on the practices of human resources management, and the research was based on two main hypotheses Six sub-hypotheses emerge to explore the correlation

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Publication Date
Wed Dec 13 2017
Journal Name
Al-khwarizmi Engineering Journal
Cultivation of Microalgae Chlorella vulgaris in Airlift photobioreactor for Biomass Production using commercial NPK Nutrients

Airlift reactors are widely used in the chemical and biochemical applications as effective contactors for mass and heat transfer. The main advantages of airlift contactor compared with simple bubble column are ease of construction, low shear rate, high capacity, good mixing and liquid circulation without mechanical agitators and circulating pumps.

In this work, growth characteristics of Chlorella vulgaris microalgae were studied in an internal loop airlift photobioreactor for biomass production. The bioreactor operated under batch and semi-continuous culture mode using commercially available 20:20:20+TE NPK fertilizer as nutrients. The experiments were conducted to evaluate the growth rate and biomass productivity of

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Publication Date
Fri Jun 24 2022
Journal Name
Iraqi Journal Of Science
Effects of Land Use and Land Cover on Concentrations of Heavy Metals in Surface Soils of Lesser Zab River Basin, NE Iraq

To investigate and assess the effects of land use and land cover (LULC) on concentrations of heavy metals in the surface soils of Lesser Zab River Basin (LZRB), 25 surface soil samples were taken from different LULC classes. Heavy metals concentrations were measured and their enrichment factors were calculated. Most of the LZRB soil samples are moderately alkaline with pH>8 and characterized by low organic content. The average abundance of the major oxides follow the decreasing order of SiO2 % > CaO % > Al2O3 % > Fe2O3 %> MgO > K2O % > TiO2 % > Na2O % > SO3 % > P2O5 %. A correlation matrix revealed that clay and feldspar minerals, Fe and Mn oxides / hydroxides are the most important carrier phase for several

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Publication Date
Sun Jun 12 2022
Journal Name
Iraqi Journal Of Pharmaceutical Sciences ( P-issn 1683 - 3597 E-issn 2521 - 3512)
Nasal Carriage of Vancomycin- and Methicillin-Resistant Staphylococcus aureus among Intermediate Students of Urban and Rural Schools of Muthanna Province in Iraq

Staphylococcus aureus is one of the common causative agents of infections, from asymptomatic carriers to healthy individuals. It can colonize anterior nares of carriers with a high capability to resist different antibiotics. Students are susceptible to bacterial infection due to some factors, including poor health habits and surrounding school conditions. This study screened the rate of vancomycin- and methicillin- resistant Staphylococcus aureus nose carriers among secondary students in rural and urban schools and its association with some sociodemographic factors. The study sample included 300 male/female students aged 15-20 years from 12 schools of rural and urban areas during the period from November 2020 till May 2021. It was fo

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Publication Date
Sun Feb 03 2019
Journal Name
Journal Of The College Of Education For Women
Relation of the Prophet Muhammad (May Peace be Upon Him) with the Byzantines from the Revelation to the Trance of the Mu'ta (8 A.H. / 629 A.D)

Relations of the prophets Muhammad (May peace be upon him) with by
gantlines from the revelation to the trance of al-hdybya 6 A.H/610 A.C.
This research is concerned with Islamic historical events, particularly dunning
the time of the prophet Muhammad. It also explores relations of the apostle of god
with the rums and their allies the Arabs of Syria.
During the first years of revelation Muslim had achieved great victories
against the unbelievers. This accomplishm-ent had draw attention of some foreign
forces such as the Arabs of Syria, who became snapicions of this new and active
power. Their hostile attend was demonstrated by striking an economical siege against
Muslims. They attacked the nabtins merchants who

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Publication Date
Tue Aug 20 2019
Journal Name
Political Sciences Journal
Means of the right to self - determination actions and patterns of its practices under the contemporary international development

Abstract The means of self-determination have their peaceful and non-peaceful dimensions and are united(peaceful and non-peaceful) by international consensus adopted by international conventions and instruments. This has given it various dimensions at the applied level, especially in the light of the contemporary international developments witnessed by the world represented by a number of complete and incomplete implementation models that have nothing to do with the theory of truth Self-determination associated with the liberation of peoples from colonial domination or the liberation of oppressed nationalities

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