Preferred Language
Articles
/
jeasiq-1406
الصناعة المصرفية الاسلامية المفهوم والفلسفة،التحديات التي تواجهها والافاق المستقبلية لها
...Show More Authors

قبل ثلاثين سنة كانت المصارف الاسلامية مجرد أمنية، الا ان اعمالا بحثية جادة أجريت خلال العقود الثلاثة السابقة أظهرت أن المصارف الاسلامية قابلة للتنفيذ وتمثل طريقا ذا جدوى في الوساطة المالية، وضرورة من ضرورات العصر الحديث لا تستطيع أن تستغني عن خدماتها أمة من الامم أو قطاع من القطاعات الاقتصادية والاجتماعية والثقافية.

لذلك تم انشاء عدد من المصارف الاسلامية خلال هذه المدة في ظل وسط اقتصادي واجتماعي متباين الظروف، ويكفي نجاح عمليات هذه المؤسسات وتجاربها على نطاق مثل الباكستان وايران والسودان وجزئيا ماليزيا، لاثبات ان المصارف الاسلامية تتيح طريقة بديلة للمصارف التجارية.

وقد تميزت المصارف الاسلامية بكونها مؤسسات مصرفية لتجميع الاموال وتوظيفها في نطاق الشريعة الاسلامية بما يخدم بناء مجتمع التكافل الاسلامي ويحقق عدالة التوزيع ويضع المال في مساره الصحيح ويجعلها مساهما فعالا في تنمية مجتمعاتها.

والانجازات التي تستحق الاشارة خلال السنوات الخمسة عشر الماضية يجب الا تجعلنا نتجاهل المشاكل والتحديات التي تواجهها المصارف الاسلامية وهي ليست بالقليلة، وبينما جاء الكثير من التحديات نتيجة المناخ غير المناسب الذي تعمل فيه المصارف الاسلامية، هناك تحديات اخرى نتجت عن ممارسات نفس هذه المصارف الاسلامية، وهذا ما سنحاول معالجته خلال هذا البحث.

وقد جاءت أهمية البحث من تحقيق الصناعة المصرفية الاسلامية للعديد من النجاحات على المستويين المحلي والدولي، وقدرتها على تجاوز الكثير من العقبات والتحديات مما زاد من قوتها وصلابتها بمرور الوقت، حتى صارت واقعا حيويا وملموسا يشكل جزءا مهما في المنظومة المصرفية والمالية العالمية رغم قصر المدة الزمنية التي شهدت بداياتها الاولى.

ويهدف البحث الى التعرف على طبيعة الصناعة المصرفية الاسلامية وكيفية انطلاق هذه التجربة الفريدة في العمل المصرفي والثقة باستمرار انتشارها وازدياد الاقبال على التعامل معها، فضلا عن التمحيص في بعض التفاصيل الخاصة والعامة والرؤية المستقبلية لهذه التجربة في ظل التحديات القائمة والمتوقعة على صعيد العالم.

وقد استند البحث على فرضية عبارة عن تساؤلات مثارة هي: هل أن الصناعة المصرفية الاسلامية استطاعت أن تحقق مسيرة من النمو والانتشار؟ . وهل أن هذه المسيرة نجحت على المستويين المحلي والدولي؟ وهل أستطاعت الوصول الى بناء قاعدة مؤسسية متينة البنيان في ظل التحديات التي واجهتها وتواجهها؟.

وفي سبيل الاجابة على هذه التساؤلات فقد تم تناول الموضوع من خلال عدة فقرات تركزت حول عرض نبذة عن انتشار الصيرفة الاسلامية ودوافع أنتشارها، وكذلك المفهوم والفلسفة التي بنيت عليها، فضلا عن صيغ الاستثمار المتعارف عليها في المصارف الاسلامية ومصادر أموالها، ثم تناول البحث أهم التحديات التي تواجه الصناعة المصرفية الاسلامية من حيث أنواعها وأبعادها، ومن ثم يتعرض البحث للافاق المستقبلية لهذه الصناعة والمتطلبات الواجب توافرها لهذه الصناعة ومصارفها لمواجهة التحديات الماثلة والمتجددة لتحقيق تطلعاتها في المستقبل.

Crossref
View Publication Preview PDF
Quick Preview PDF
Publication Date
Fri Mar 01 2024
Journal Name
Baghdad Science Journal
Potential Benefits of Ethanol extract of Anredera cordifolia for Antiobesity of High Fat diet-Induced Obesity in White Male Rat Wistar
...Show More Authors

Obesity-related deaths continue to rise, and thus losing weight in overweight and obese patients is critical to prevent complications. Anredera cordifolia (Ten,) Steenis, species of succulent plant of the genus Basellaceae, is widely used in herbal medicine to decrease body weight. This study evaluated the potential benefits of Anredera cordifolia ethanol extract to reduce body weight in high-fat diet-induced obesity rat model. This was an experimental with post-test only control group design study involving 36 obese rats. They were divided into two groups: three control groups (K1, K2, K3) and three treatment groups (P1, P2, P3). All the groups were induced with high-fat diet, except K1 control group that received a standard di

... Show More
View Publication Preview PDF
Scopus (1)
Scopus Crossref
Publication Date
Sat Sep 30 2023
Journal Name
College Of Islamic Sciences
The hadiths of Abdullah bin Amr bin Al-Aas، may God be pleased with them، that there is no room for diligence in them ((collecting and studying))
...Show More Authors

Research Summary


The research revolves around the collection of pending hadiths on Abdullah bin Amr bin Al-Aas, may God be pleased with them, and it is required in these hadiths that they be among those in which there is no room for diligence, such as telling about unseen matters, signs of the Hour, or a statement of virtue and reward for obedience, or punishment for disobedience.

The research consists of an introduction, two topics, and a conclusion of the first topic in the translation of Abdullah bin Amr bin Al-Aas, and the second topic, the pending hadiths of Abdullah bin Amr bin Al-Aas, may God be pleased with them, in which there is no room for diligence in collecting and studying

At the end of this rese

... Show More
View Publication Preview PDF
Publication Date
Mon Dec 20 2021
Journal Name
Baghdad Science Journal
Dosimetric Verification of Gamma Passing Rate for Head and Neck Cases Treated with Intensity Modulated Radiation Therapy (IMRT) Treatment Planning Technique
...Show More Authors

Each Intensity Modulated Radiation Therapy (IMRT) plan needs to be tested and verified before any treatment to check its quality. Octavius 4D-1500 phantom detector is a modern and qualified device for quality assurance procedure. This study aims to compare the common dosimetric criteria 3%/3 mm with 2%/2 mm for H&N plans for the IMRT technique. Twenty-five patients with head and neck (H&N) tumor were with 6MV x-ray photon beam using Monaco 5.1 treatment planning software and exported to Elekta synergy linear accelerator then tested for pretreatment verification study using Octavius 4D-1500 phantom detector. The difference between planned and measured dose were assessed by using local and global gamma index (GI) analysis method at

... Show More
View Publication Preview PDF
Scopus (3)
Scopus Clarivate Crossref
Publication Date
Wed Oct 11 2023
Journal Name
Journal Of Educational And Psychological Researches
Teaching Problems Faced by Female Teachers of Students with Intellectual Disability in Special Education Programs and the Proposed Solutions for that from their point of view - a qualitative study
...Show More Authors

This study aims to identify the teaching problems that teachers of students with intellectual disabilities face, in addition to exploring the solutions suggested by them in order to overcome such problems or challenges. The researchers used a qualitative approach in order to understand the teachers' perceptions about these problems in a more in-depth way. The interview tools (in-depth and semi-structured interviews) were used to collect data from (3) female teachers from special education programs in the Asir region. The results revealed a number of themes including problems related to students, teachers and the teaching methods they use, curricula, school environment, and school administration. Moreover, the results indicated that famil

... Show More
View Publication Preview PDF
Publication Date
Tue Jan 23 2018
Journal Name
Iraqi Journal Of Market Research And Consumer Protection
ESTIMATION OF SOME CHEMICAL AND PHYSICAL PROPERTIES USING A WATER TREATMENT UNIT VORTISAND COMPARED TO THEIR CONCENTRATION IN WATER PRODUCED BY TRIDINTINAL DRINKING WATER PROJECTS IN BAGHDAD.: ESTIMATION OF SOME CHEMICAL AND PHYSICAL PROPERTIES USING A WATER TREATMENT UNIT VORTISAND COMPARED TO THEIR CONCENTRATION IN WATER PRODUCED BY TRIDINTINAL DRINKING WATER PROJECTS IN BAGHDAD.
...Show More Authors

This study was conducted to determine the ability of water treatment system (Vortisand) to reduce some chemical and physical properties for tigris river raw water, It consisted of turbidity, electrical conductivity, pH, total hardness, calcium Hardness as well as temperature in order to determine the unit`s efficiency for reducing their concentration as compared to those in the water produced by some classical potable water projects (Dora and Wathba) in Baghdad. Samples were collected during the cold months (December 2016 and January 2017) and during the hot months (May and June 2017). The results showed that this system has the ability to reduce some properties such as turbidity, the values were 215NTU in raw water and decreased to NTU

... Show More
View Publication Preview PDF
Publication Date
Mon Apr 15 2024
Journal Name
Nibal
يعتبر الاتصال وسيلة هادفة من الوسائل الرئيسية التي تستخدمها المنظمة الإدارية في تحقيق أهدافها إذ أن جميع العاملين يتعاملون مع بعضهم البعض من خلال وسائل الاتصال المختلفة من أجل ضمان تسيير نشاطاتهم وتحقيق أهدافهم وهذا يدل على أن الاتصال يعتبر الوسيلة الاجتماعية التي يحقق الأفراد من خلالها سبل التفاهم والتفاعل البناء
...Show More Authors

Publication Date
Mon Feb 04 2019
Journal Name
Journal Of The College Of Education For Women
Difficulties toward third level students in the department of Arabic language for both Education for Women College and Ibn Rushd/University of Baghdad for the studying of Arabic language curriculum: Difficulties toward third level students in the department of Arabic language for both Education for Women College and Ibn Rushd/University of Baghdad for the studying of Arabic language curriculum
...Show More Authors

Abstract
The curriculum is amodern science which reflects the social philosophy and
what it needs . It searches for amothod that limits the knowledge that the
indiridual gets in the society and the sorts of the culture that suits the enrironment
in which they live. It also clears for them their history and their great in heritance.
It has a great in flunce in their mental growth ,and it teacher the students new
roles in the thin king ,and training then on what they have learned . According to
there points the problem concentrats on the mostimpotant difficulties which facer
thestudents in studing Arabic langnage text-books
In spite of the great care that the text taker but it is full of subjects and studies
w

... Show More
View Publication Preview PDF
Publication Date
Fri Jan 01 2016
Journal Name
Journal Of The College Of Languages (jcl)
Investigating English Composition Writing Problems Encountered by Preparatory School Students and Finding Solutions to These Problems through Schema- Based Approach
...Show More Authors

Writing in English is one of the essential factors for successful                      EFL learning .Iraqi students at the preparatory schools encounter problems when using their background knowledge in handling subskills                                  of writing(Burhan,2013:164).Therefore, this study aims to investigate the 4thyear preparatory school students’ problems in English composition writing, and find solutions to these pro

... Show More
View Publication Preview PDF
Publication Date
Tue Aug 01 2023
Journal Name
Baghdad Science Journal
Phytochemical composition, total phenolic content and antioxidant activity of Anadara granosa (Linnaeus, 1758) collected from the east coast of South Sumatra, Indonesia
...Show More Authors

Anadara granosa is a species of the class bivalve commonly found on the east coast of South Sumatra as a fishery commodity. This species has not been widely studied as a source of new bioactive compounds that have antioxidant abilities. This study aims to analyze the antioxidant ability of A. granosa against DPPH radicals and its phytochemical profile qualitatively. Samples were taken at the fishing port of Sungsang Village, South Sumatra, Indonesia. Furthermore, the samples were extracted using ethanol as a solvent and tested for antioxidants against DPPH radicals, total phenol analysis, and preliminary phytochemical test. Based on the antioxidant test results, the IC50 value of the ethanolic extract of

... Show More
View Publication Preview PDF
Scopus (10)
Crossref (2)
Scopus Crossref
Publication Date
Mon Oct 01 2018
Journal Name
Journal Of Economics And Administrative Sciences
Alternative security solutions offered by virtual private network vpn model proposal to use alternatives to Cisco and Microsoft security in al-rasheed bank-delegate general office- northern region
...Show More Authors

The study aims to provide a Suggested model for the application of Virtual Private Network is a tool that used to protect the transmitted data through the Web-based information system, and the research included using case study methodology in order to collect the data about the research area ( Al-Rasheed Bank) by using Visio to design and draw the diagrams of the suggested models and adopting the data that have been collected by the interviews with the bank's employees, and the research used the modulation of data in order to find solutions for the research's problem.

The importance of the study Lies in dealing with one of the vital topics at the moment, namely, how to make the information transmitted via

... Show More
View Publication Preview PDF
Crossref