Total Quality Assurance Concept have appeared in Higher Education Institutions as a result of the continuous criticism for the lower quality of the outputs of these institutions and their inappropriacy to the needs of the job market. The faculty, i.e. teaching staff member, is one of the most important output for his/her responsibility to achieve the stated goals in higher education. This represents a problem that may influence the construction of society which has to limit his tasks, responsibilities, and competencies that should be found in a faculty, and evaluating his teaching profession in light of the prerequisites of the century to become an input to achieve quality assurance in Higher Education. Therefore, the present study aims

      ان تعارض المصالح مفهوم يصدق على مضامين كثيرة , فقد يشير هذا المصطلح الى التعارض الداخلي الذي يحدث داخل المصرف بين المساهمين انفسهم من جهة وبينهم وبين الجهات القائمة على إدارة الشركة من جهة أخرى , وقد أشار المشرع العراقي والمصري الى ذلك الامر والى الأسلوب القانوني الذي يتم فيه حماية المصالح المتعارضة  , الا ان ذلك التعارض يخرج عن نطاق بحثنا. لان التعارض الذي نقصده هو التعارض الناشئ عن ممارسة

Documentary Credit passes through many practical phases starting from Opening credit and matching documents and payment of the amount of credit……etc.  It is worthy to mention that there are several aspects that are varied and differed from Bank to another one which can offer Competitive Advantage for the bank …This will be shown in this research.

For the purpose of achieving the objective of this research within the theoretical aspect, the researcher had seen and briefed several books and researches which are mainly related to the subject of the research.

As for the practical aspect, has included Questionnaire which included many questions that are fit and suitable to the hypotheses.

Research sample has

The research seeks to highlight the importance of digital finance in banking by providing financial and banking services and its role in improving the access of financial services to customers at the farthest possible point by using modern technology to finance their needs by granting them cash credits through electronic payment tools to facilitate them and shorten time and effort as well as Low cost, and this cannot be achieved without concerted efforts and the provision of basic infrastructure that includes connecting the Internet to all targeted areas, whether cities or rural areas, as well as distributing the largest possible number of ATMs and sending specialized teams to those areas that develop in customers the culture of digital

Hydrogeological investigation and water budget calculation of Koi Sanjaq basin is carried out. This investigation includes the determination of the aquifer types extending through the study area and flow direction as well as aquifer hydraulic properties values. Three main unconfined aquifer types were distinguished , they are (Pilaspi), , (Bihassan-Muqdadiya and Fatha –Injana) Formations , where the flow map of the unconfined aquifers shows that the flow direction is from northern and northeastern parts towards the south and southeastern parts i.e. .Lesser Zab River. Analysis of pumping test data of 9 selected wells from unconfined aquifers show that T values range from 1.51m2/day to 64.4 m2/day revealing the great variations in the aq

Abstract

          The research aims to determine the nature of the Iraqi market in terms of banking financial stability and the extent impact of the operational efficiency on it, Accordingly, chosen 15 relational banks were chosen as an intentional sample that could represent the Iraqi banking system for the period 2010-2020. The operational efficiency variable was measured according to the data envelope model, and banking financial stability used  CAMELS model which includes five indicators (capital adequacy, asset quality, management quality, profitability, and liquidity), so for testing the research hypotheses used the random regression model by adopting the S

The aim of this research is to study the extent of the impact of government funding decisions on the financial performance of the directorate of Diyala province. The research problem was based on the financial reality of the directorate, and the data were collected from the financial divisions, planning and follow-up, implementation, and engineers of the resident engineer departments. Demonstrate the impact of government funding decisions on financial performance. Using scientific methods in estimating their financial needs through the annual estimated budget. The use of financial analysis to assess the performance of the Directorate, for the purpose of assessing the financial situation of the Directorate of research. The researc

     The main goal of this study was to assess the climatic parameters in a valuable basin in northern part of Iraq, Erbil central sub-basin. Rainfall, relative humidity, temperature, evaporation, sunshine duration, and wind speed are the climate variables used in this study. The investigated periods (1980-2021) of Erbil meteorological data were used to assess the climatic and drought conditions in the studied basin. The results show a noticeable drop in relative humidity and rainfall over the past two decades, as well as a considerable rise in temperature and evaporation. The mean annual rainfall was 416mm, relative humidity is 48.74% used as term of water availability, and mean annual temperature is 22°C, total an

        Investment Bases directly and closely to an environment characterized by political, social and economic stability, and through a range of policies and institutions and economic laws that affect investor confidence and convince him directing investments to country without the other, where inter conditions and circumstances affecting the trends of capital and settle in, and political situation of the country and what is characterized of stability or disorder as well as economic conditions that are affected by what is distinguishes the country from geographic and demographic characteristics are reflected on availability of production elements and country's infrastructure.

The objectives of this study revolve around identifying the extent of funding impact on the future of the printed Iraqi press, and whether it threatens their chances of survival, stating the extent of technological development on the income of the printed newspaper, and identifying the causes of the financial crisis on the newspaper.
This research is classified as descriptive research, and the researcher used the survey method, and adopted the questionnaire of the views of the contactors, in five Iraqi newspapers (morning - extent - time - the way of the people - the call).
The research community included (68) respondents, whereby the comprehensive inventory method was used to define the research community, and the researcher used