Praise be to God, who taught with the pen, taught man what he did not know, and may blessings and peace be upon our master Muhammad, may God bless him and grant him peace, and upon all his family and companions.
As for after......
The science of financial transactions is one of the important topics that Muslims must need at all times and places, due to its great importance in clarifying the ruling of the Shari’ah on contemporary financial issues.
The jurists, may God have mercy on them, have spoken about financial issues in all their aspects in detail, as in the Book of Sales, whether in terms of the validity of the sale, its invalidity, or its invalidity, i.e., the invalidity of the sale. Among these issues is the issue of the sale of real property, which is when an action appears that is permissible in order to obtain something that is not permissible, and between them. Analyzed commodity.
Because of the importance of this issue and the task in our current reality, I have chosen this topic and begin examining this issue in terms of defining the vocabulary of this topic or depicting it, as well as presenting the disagreement, evidence, discussion, and stating what is most likely that research into such a financial topic requires jurisprudential scrutiny, then application to contemporary issues, and a statement of its impact. In the Islamic banks and institutions that deal with them, to find a legal formula for contemporary financial transactions. This research was divided into an introduction, three sections, and a conclusion.
The first section discussed the concept of sale in language and terminology, the second section discussed the ruling on selling in kind and the differences of jurists regarding it, and the third section talked about contemporary applications of selling sample items.
I ask God to make this work pure and correct for God Almighty
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This research attempt to explain the essential aspects of one important model in management of Bank risks , that is (stress testing) , which increase the concentrate on it resulting the negative affects of Global financial crisis that it accuar in 2008 to study the application possibilities in iraqian banks to enhancing the safety and financial soundness Becuase the classical tools in Risk management don’t give clear image on Banks ability in facing risks, hence the Basel committee on Banking supervision focusing in agreement of Basel 2,3 on stress testing when it doing the internal capital adequacy assessment process (ICAAP) .
To achieving the reseach obje
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