هدف هذا البحث الى التعرف على أثر فاعلية تكنولوجيا التحول الرقمي في تحسين كفاءة الخدمة التأمينية في شركات التأمين العامة في العراق من خالل تكنولوجيا التحول الرقمي في العملية التأمينية "الترويج لمنتج التأمين,تقديم طلب التأمين,االكتتاب ,تسوية الخسائر" ولتحقيق هذا الهدف تم تصميم استمارة استقصاء وزعت في المجتمع المبحوث والتي تمثل متخذي القرار في الشركات المبحوثة قيد البحث وكان من اهم نتائج البحث وجود عالقة بين ا

الملاخص

Analysis of the main financial statements (financial position, income, cash flow) using the analysis tools gives a clear picture of the results of the annual activity of the economic units, which contribute to the development of future plans and programs and identify weaknesses in the work of economic units including banks. Therefore, the indicators used in the analysis Would be feasible for the rest of the other sectors. such as Central Bank , Security exchange market , which will accordingly contribute in National product , determining market requirements , investor’s desires , knowing economic situation and providing liquidity in a timing manner.

ان المشكلة البحثية تتحدد في ان المهام والادوات التي تملكها السلطة التنفيذية، من الصعوبة تركها من دون رقابة، والرقابة والتقييد ياتي من اطراف عدة، واهمها: السلطة التشريعية، فالبرلمان في العراق منح اختصاصات للنظر في اعمال واداء السلطة التنفيذية بما يضمن تقيدها بالدستور الاتحادي. والهدف من هذا البحث هو الاشارة الى اهمية الاختصاصات الممنوحة للبرلمان العراقي، بما يضمن التاسيس لدولة القانون، اي وجود مرجعية قانو

The religious shrines , which is one of the most prominent historical monuments and archaeological her in the city of Baghdad Apositive role in documenting the social relations between individuals of different denominations and sects and regions And increase intimacy and harmony among them through mixing and mixing, as well as the fact that the people of the people of Baghdad Civilization and civil and urbanization and historically prone to isolation and extremism and intolerance.

This study aims to find the effectiveness of GeoGebra software in the achievement and habits of mind of eighth grade female students.

The research sample consisted of (62) students and divided into two groups.  The first one is the experimental group (35 students) and it was taught using GeoGebra software, and the second group is the standard group (27 students) and it was taught using the traditional method of teaching. Two multiple-choice-question tests were prepared, one of them tests the achievement (40 paragraphs) and the other tests the habits of mind (24 paragraphs) and comprises four habits of mind according to Costa and Kallick classificatio

مشكلة البحث:-

                     ان التربية الاسلامية كانت وماتزال تدرس بطرائق لاتتناسب مع ما توصل اليه البحث العلمي في الميدان التربوي في الوقت الحاضر ومن اجل النهوض بهذه المادة وتطويرها لابد من اتباع الطرائق الصحيحة والمناسبة لتدريسها واعطائها حقها في حسن الاعداد وحسن العرض , لذا تطلب البحث عن احدث الاساليب والطرائق التي تثير اهتمام الط

This study has pursued to identify the agricultural initiative (the independent variable) with all its subordinate variables  in profits and bank lending activity (the dependent variable), as an applied study in cooperative agricultural bank, which stemms from a problem that includes:-

1. The policy variance of agricultural initiative lending and variation of the cooperative agricultural bank lending policies.
2. decreasing the demand on the loans of the cooperative agricultural bank and increasing the demand on the agricultural initiative by the individuals (citizens).

 The purpose of the study is represented by clarifying the practical reality of applying the agricultural initiative and its

The current research aims at:
Students know the level of the fourth phase of the Arabic language
departments in colleges of education in the discovery of the basic error of
grammar by answering the following questions: 

1. What level of students in the fourth stage of the Arabic language
departments in colleges of education in the discovery of the basic grammar
error?
2. Is there a statistically significant difference between male and female
students in the discovery of the wrong grammar?
3. What proposals to address the weakness of students in the grammar error
detection from the viewpoint of the teaching staff and Altdriciat?
Determined by the current search by:
1. Students in the fourth st

The current research aims to identify the impact of the amputated story style in the collection of sixth graders in elementary in the written expression subject.

The researcher, intentionally, chose Al-Ameen primary hybrid school which belongs to the directorate of education in Baghdad / Karkh first.  The number of people of the sixth grade three classes. The researcher chose the two classes randomly to represent one of the experimental group, the number (32) pupils (male and female) have studied the expression subject by the amputated story style. Other control group, the number (32) pupils studied according to the traditional method.

The researcher prepared the lesson plans and presented to the experts, the researc