Phytoplankton  flora in southern marshes of govemorate Al- Basrah ( Al-SallaJ   marsh   )                                  Meissan   (Al-   Hwizah   marsh)   and   Di-qar   (Al­ Chebiaysh  marsh ) were studied from August 12005 to November /2005,

Four Stations were Chosen in each marsh. Identified  species and total

cell count were recorded . As aquality study, (35) species of algae were identified belonged to (23) genus in Al-Sallal  marsh  , (46) speci

The negotiation phase is gaining great importance in investment loans due to the magnitude of the amounts awarded and the need to obtain adequate lending guarantees and the development of better conditions, and this requires that negotiating policy with fixed principles that balance between meeting the demands of customers and maintain market share and achieve profits and avoid defaults and losses the bank, and so I have touched Find the concept of investment loans and procedures for granting and the concept of the negotiation process for the granting of loans. The practical side to ensure the preparation of examination form consists of questions commensurate with the methodology developed by the researchers, were directed to the officia

Iraq territory as a whole and south of Iraq in particular encountered rapid desertification and signs of severe land degradation in the last decades. Both natural and anthropogenic factors are responsible for the extent of desertification. Remote sensing data and image analysis tools were employed to identify, detect, and monitor desertification in Basra governorate. Different remote sensing indicators and image indices were applied in order to better identify the desertification development in the study area, including the Normalized difference vegetation index (NDVI), Normalized Difference Water Index (NDWI), Salinity index (SI), Top Soil Grain Size Index (GSI) , Land Surface Temperature (LST) , Land Surface Soil Moisture (LSM), and La

     This study deals with the petrology of the lower succession of the Injana Formation in the Shorr Shareen area, Wasit Governorate, Eastern Iraq. The study revealed that the sandstone is litharenite consists of 45.56% rock fragments, 22.13% quartz and 8.5% feldspars. The matrix is about 8.39%, consisting of silt and clay particles. The cement is variable (carbonates 8.42%, evaporites 1.78% and iron oxides 0.96%). The grain assemblage infers that the source of the rock fragments is nearby. The petrographic analyses indicate that the studied Injana sandstones are immature mineralogically because of their content of unstable constituents, such as lithic fragments and feldspars. In addition, the presence of such fresh feldspars indica

Three formations to be studied along Surdash, Qallat, Khalakan, Hezob, Sektan, Degala
and Shaqlawa areas in the Sulaimaniya and Erbil governorates, NE Iraq. These are: Dokan,
Gulneri and Kometan formations. The paleoecology and depositional environment of these
formations are determined by studying the ecology of the planktonic and benthic
foraminifera.
The depositional environment of are ranged from the continental shelf to the abyssal,
and the paleotemperature, salinity and paleoclimate were discriminated in each section
along the study area.

Indicative supervision represents the comparison between direct intervention (acquisition, nationalism) and participation through rules.

The last financial crisis reflected our needs for different approaches of supervision consist with our goals, but the crisis reveals also number of sounds requested and pressured toward direct control (Intervention via forces) through government acquisition and nationalization.

This study attempts to deal with crisis lessons, in the field of choice between indicative and direct supervision which government authorities used to reduce the bad effect on the monetary firms.

Iraqi banks suffered from high levels of direct co

Abstract Iraq has an important place in the regional and international balance, and the competition among countries has increased in rapprochement with Iraq, not only for its geography or its privileged location, but because it has many other components that make regional and international countries want to strengthen their relations with it (Regional and international powers). In addition to that, Iraq has become increasingly important for these international and regional powers after its victory over the terrorist organization (ISIS), which proved an important fact that Iraq represents the most important pillars in the international balance.