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THE CREDIT BUREAU SYSTEM'S ROLE IN ACHIEVING THE BANKING SOUNDNESS PRINCIPLE
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The regulatory authorities have implemented various standards to address the risks associated with credit facilities. One important aspect is the use of the Credit Bureau System (CBS), which plays a central role in ensuring banking soundness. Thus, the study seeks to explore the role of CBS in attaining banking soundness as a fundamental principle. The research sample consisted of three Iraqi banks spanning from 2010 to 2022. The research findings indicated that the implementation of CBS had a significant positive impact on achieving Banking Soundness (BS) rates in my bank. Furthermore, the asset quality index's value increased significantly, surpassing the standard value of 5%. It became evident that the banks needed to formulate a well-defined plan for managing non-performing credits, given the significant number of such credits in relation to the total credit extended.

Publication Date
Mon Jan 27 2020
Journal Name
Iraqi Journal Of Science
Software Development for First Aid Decision Support System
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This work presents an approach to deal with modelling a decision support system framework to introduce an application for decisions in medical knowledge system analysis. First aid is extremely important worldwide and, hence, a decision support framework, know as First Aid Decision Support System (FADSS), was designed and implemented to access experimental cases exerting danger to the general population, offering advanced conditions for testing abilities in research and arranging an emergency treatment through the graphical user interface (UI). The design of first aid treatment in FADSS depends on the general cases in first aid. We presented a strategy to manage first aid treatment  by modelling an application (FADSS) that assists pe

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Publication Date
Tue Mar 30 2021
Journal Name
Baghdad Science Journal
User-Oriented Preference Toward a Recommender System
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            Nowadays, it is convenient for us to use a search engine to get our needed information. But sometimes it will misunderstand the information because of the different media reports. The Recommender System (RS) is popular to use for every business since it can provide information for users that will attract more revenues for companies. But also, sometimes the system will recommend unneeded information for users. Because of this, this paper provided an architecture of a recommender system that could base on user-oriented preference. This system is called UOP-RS. To make the UOP-RS significantly, this paper focused on movie theatre information and collect the movie database from the IMDb website that provides informatio

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Publication Date
Wed Dec 18 2019
Journal Name
Baghdad Science Journal
Structural and Optical Properties for Nanostructure (Ag2O/Si & Psi) Films for Photodetector Applications
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Ag2O (Silver Oxide) is an important p-type (in chasm to most oxides which were n-type), with a high conductivity semiconductor. From the optical absorbance data, the energy gap value of the Ag2O thin films was 1.93 eV, where this value substantially depends on the production method, vacuum evaporation of silver, and optical properties of Ag2O thin films are also affected by the precipitation conditions. The n-type and p-type silicon substrates were used  with porous silicon wafers to precipitate  ±125 nm, as thick Ag2O thin film by thermal evaporation techniques in vacuum and via rapid thermal oxidation of 400oC and oxidation time 95 s, then characterized by measurement of

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Publication Date
Sat Dec 30 2023
Journal Name
Iraqi Journal Of Science
Agriculture Cadaster Map of Al-Shehimea
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The cadastral map is very important because it has technical and materialist
specification of the property borders and these maps which are land registration
based on it in Iraq, the problem is an ancient maps and unfit for use, despite its
importance, Therefor the updating and digitize the cadastral map is very pivotal, this
is what we have done in the present work.
In the present work, we have an old cadastral map (as a paper) was made in 1932
with modern satellite image (Quick Bird ) 2006, which has 61 cm resolution for the
same area after. Geometric correction technique has been applied by using image-toimage
method or (image registration ) and after that we get new agricultural cadaster
map and connect the

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Publication Date
Fri Jun 24 2022
Journal Name
Iraqi Journal Of Science
Determination local geoid Heights Using RTK-DGPS/Leveling and transformation methods
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Geodesy is concerned with the relative positioning of points and the gravity field of the earth. For this task, a well-defined coordinate system is needed on which measurements are normally tied to a set of reference points called a geodetic datum (geoid or ellipsoid). The Global Positioning System GPS gives accurately the three-dimensional position of a point (latitude, longitude, and ellipsoidal height) and can measure under all weather conditions. The coordinates of the GPS reference to the World Geodetic System1984 (WGS 84), a global ellipsoid having its origin as the mass center of the earth, and height, referenced to the surface of the ellipsoid . In this research , using RTK-DGPS technique Data collection for study local and level

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Publication Date
Mon Dec 18 2017
Journal Name
Al-khwarizmi Engineering Journal
High Order Sliding Mode Observer-Based Output Feedback Controller Design For Electro-Hydraulic System
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A perturbed linear system with property of strong observability ensures that there is a sliding mode observer to estimate the unknown form inputs together with states estimation. In the case of the electro-hydraulic system with piston position measured output, the above property is not met. In this paper, the output and its derivatives estimation were used to build a dynamic structure that satisfy the condition of strongly observable. A high order sliding mode observer (HOSMO) was used to estimate both the resulting unknown perturbation term and the output derivatives. Thereafter with one signal from the whole system (piton position), the piston position make tracking to desire one with a simple linear output feedback controller after ca

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Publication Date
Wed Aug 31 2022
Journal Name
Iraqi Journal Of Science
Optimal CPU Jobs Scheduling Method Based on Simulated Annealing Algorithm
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     Task scheduling in an important element in a distributed system. It is vital how the jobs are correctly assigned for each computer’s processor to improve performance. The presented approaches attempt to reduce the expense of optimizing the use of the CPU. These techniques mostly lack planning and in need to be comprehensive. To address this fault, a hybrid optimization scheduling technique is proposed for the hybridization of both First-Come First-Served (FCFS), and Shortest Job First (SJF). In addition, we propose to apply Simulated Annealing (SA) algorithm as an optimization technique to find optimal job’s execution sequence considering both job’s entrance time and job’s execution time to balance them to reduce the job

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Publication Date
Thu Dec 30 2021
Journal Name
Iraqi Journal Of Science
Applications of Affine Systems of Walsh Type to Generate Smooth Basis
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The question on affine Riesz basis of Walsh affine systems is considered. An affine Riesz basis is constructed, generated by a continuous periodic function that belongs to the space on the real line, which has a derivative almost everywhere; in connection with the construction of this example, we note that the functions of the classical Walsh system suffer a discontinuity and their derivatives almost vanish everywhere. A method of regularization (improvement of differential properties) of the generating function of Walsh affine system is proposed, and a criterion for an affine Riesz basis for a regularized generating function that can be represented as a sum of a series in the Rademacher system is obtained.

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Publication Date
Sat Aug 31 2019
Journal Name
Association Of Arab Universities Journal Of Engineering Sciences
Improvement of Economic Water Productivity of Cucumber by using Soil Water Retention Technology under Subsurface Trickle Irrigation System
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Subsurface soil water retention (SWRT) is a recent technology for increasing the crop yield, water use efficiency and then the water productivity with less amount of applied water. The goal of this research was to evaluate the existing of SWRT with the influence of surface and subsurface trickle irrigation on economic water productivity of cucumber crop. Field study was carried out at the Hawr Rajab district of Baghdad governorate from October 1st, to December 31st, 2017. Three experimental treatments were used, treatment plot T1 using SWRT with subsurface trickle irrigation, plot T2 using SWRT with surface trickle irrigation, while plot T3 without using SWRT and using surface tickle irrigation system. The obtained results showed that the e

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Publication Date
Tue Oct 02 2018
Journal Name
Iraqi Journal Of Physics
Informative accuracy investigation and updating map using remote sensing technique and GIS
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In this work, using GPS which has best accuracy that can be established set of GCPs, also two satellite images can be used, first with high resolution QuickBird, and second has low resolution Landsat image and topographic maps with 1:100,000 and 1:250,000 scales. The implementing of these factors (GPS, two satellite images, different scales for topographic maps, and set of GCPs) can be applying. In this study, must be divided this work into two parts geometric accuracy and informative accuracy investigation. The first part is showing geometric correction for two satellite images and maps.
The second part of the results is to demonstrate the features (how the features appearance) of topographic map or pictorial map (image map), Where i

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